Social Security Disability Insurance (SSDI) provides financial assistance to individuals who are disabled and unable to work. The time it takes to receive your first SSDI payment can vary significantly due to several factors, including the evidence submitted with your application, the complexity of your claim, and the workload of the Social Security Administration (SSA) office. While some applicants receive their benefits within a few months, others may wait a year or longer. Additionally, some may have to fight for approval. Let's explore these factors and understand why seeking the help of a Social Security attorney in the Bay Area can be beneficial.

Stages of the SSDI Application Process

The SSDI application process includes four main stages:

1. Initial Application and Evaluation: After filing your application, you will complete questionnaires about your medical condition and may be scheduled for an appointment with a physician for further evaluation. A decision on your eligibility for SSDI benefits will follow.

2. Reconsideration: If your application is denied, you will be notified and can file an appeal for reconsideration. A different set of evaluators will review your case. If denied again, you can file another appeal.

3. Hearing: If your appeal is denied at the reconsideration stage, you can request a hearing before a judge. Many claims that are denied at the reconsideration stage are approved at the hearing level.

4. Appeals Council and Beyond: If denied at the hearing level, you can appeal to the Appeals Council, which may approve your case or grant you a new hearing.

Common Reasons for Delay in Receiving SSDI Benefits

• Waiting Period: SSDI has a mandatory five-month waiting period from the onset of your disability before you can receive benefits.

• Denied Claims: Initial claim denial can significantly delay your benefits. If your claim is approved on the first try, you may receive benefits within 90 days. However, many claims are initially denied, leading to a longer wait. You can appeal a denied claim immediately.

• Medical Records: Supporting your claim with comprehensive medical records is essential. Obtaining these records can sometimes be time-consuming. A Social Security Disability attorney in the Bay Area can help expedite this process.

• Lack of Evidence: Insufficient evidence can result in claim denial. An attorney can assist in gathering and presenting the necessary evidence to improve your chances of approval. It is also crucial to follow up proactively.

Conclusion

If you have become disabled, you may be eligible for SSDI benefits. However, the application process can be lengthy, and the wait for your first payment can be frustrating and financially draining. An experienced Social Security attorney in the Bay Area can help navigate the complexities and reduce delays in receiving SSDI benefits. Contact Chalk Law Office for assistance at every step of your disability benefits case. Schedule a free consultation with our team of experienced attorneys today!