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Seven Common Workers’ Compensation Pitfalls

Workers’ compensation law is more complex than it may sound. If you make any mistakes in filing and reporting your claim, you may face denial and then have to fight hard to obtain the compensation you deserve. Here are some tips to avoid common mistakes when filing your workers' comp claim.

Here Are the Don’ts:

1. Delay in Telling Your Employer

Report your on-the-job injury to your employer and file an accident report immediately. This report has to include details like the type of injury, the time, and the location. If you delay reporting the injury, the details could become difficult to prove. Let your employer know you were hurt on the job even if the injury seems minor and you expect it to heal quickly.

2. Reporting Your Injury Verbally

Keep a record of when and how you informed your employer about the injury. A verbal report’s details cannot be verified. Therefore, file a written report and keep a copy for yourself. Provide the names and contact information of any witnesses to further support your case.

3. Not Seeking Medical Care

Skipping immediate medical treatment sends the wrong signal to the insurance company. They might assume your injury isn’t severe. To avoid this, seek medical attention right after the injury, even if it doesn’t seem serious.

4. Not Choosing a Workers' Compensation Doctor

Don’t just visit any physician. Seeing a workers' compensation doctor is important because they are familiar with the process and know how to properly document and manage your case. This ensures a smoother claims process.

5. Not Following Up with Your Doctor

Do not miss any follow-up appointments or treatments. The insurance company might use missed appointments as evidence that your injury is not serious. Sharing all details about your injury with your doctor also helps them assess your situation better and make a more accurate diagnosis. Even injuries that seem minor can develop into chronic issues if not properly treated.

6. Not Keeping Records

To receive fair compensation for all of your injury-related costs, you must keep thorough records. Retain receipts and documentation for prescription costs, chiropractor or massage therapy bills, physical therapy expenses, and any other treatment-related costs.

7. Not Being Consistent

Ensure that you provide consistent information to your doctor, lawyer, and insurance company. Be specific about your injuries—describe what hurts and what you can and cannot do. Consistency in detailing your injury, the circumstances surrounding it, and its effects is crucial for ensuring that your case progresses smoothly.

Conclusion

Having strong legal representation is important to the success of your claim. Therefore, you should look to hire an experienced workers’ compensation lawyer. They can represent you in court if necessary. However, most workers’ compensation claims settle before going to trial. In case your claim does go to trial, having an attorney with many years of experience can make all the difference. Fighting on your own is not recommended, as you may lack the experience and knowledge required to handle the complexities of workers' compensation law effectively.